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Car Credit Corner//Loan Calculator

Car Loan Calculator

Take the mystery out of car loans by using a Car Loan Calculator. Nothing will take the fun out of the car buying experience faster than talking about car finance. Without a Car Loan Calculator car finance rates, loan terms and monthly payments; it can all get pretty confusing. One way to avoid all the confusion and make sure that you won't be getting any unexpected surprises is to use a Car Loan Calculator. With only a few key pieces of information and a couple clicks of the mouse, a car loan calculator will give you an accurate estimate of your monthly car payment before you even begin shopping for a vehicle.


Car Credit Corner Tips - Using the Car Loan Calculator
  • Enter the taxable vehicle price into loan calculator - know how much you can afford to spend. Does the vehicle purchase price fit your car finance budget?
  • Enter applicable sales tax into the car loan calculator
  • Enter total down payment into the car loan calculator (if applicable). Usually car finance lenders require a minimum of 10% down payment for the car loan.
  • Enter car loan term into the car loan calculator. Car loan terms range from 12, 24, 36, 48,60, 72, 84, up to 96 months.
  • Enter a annual car loan interest rate into the car loan calculator or the actual interest rate being charged by the lender for the car loan. Research car finance rates; nationwide rates, to find the best car loan rates available.
  • Enter a annual car loan interest rate into the car loan calculator or the actual interest rate being charged by the lender for the car loan. Research car finance rates; nationwide rates, to find the best car loan rates available.
  • Select either Bi-Weekly or Monthly car payment for the car loan calculator.
  • Press Calculate to compute your car payment using the car loan calculator.
  • What size of monthly or bi-weekly car payment can you reasonably afford?.

When you enter these items into the car loan calculator, you will get a very accurate estimate of your monthly or bi-weekly car payment. Bad credit car finance rates are higher so if need to finance a car with bad credit, use a higher car finance rate in the car loan calculator. Used auto loans may offer some good car finance deals and the best car loans. Always keep in mind that your car payment is not the only cost associated with owning a vehicle. Car insurance, gasoline and vehicle maintenance costs all need to be taken into consideration. When using a car loan calculator, you can also adjust any of the information that you entered into the car loan calculator to see how changes in the vehicle price, the interest rate or the loan term will affect your car payment. Finally, the car loan calculator will guide you to exactly which financing options are right for you and your budget.

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Payment Details

Taxable Vehicle Price $
Sales Tax Percentage %
Total Down Payment $
Term in Months  
Annual Interest Rate %
Include Sales Tax Yes No
Bi-Weekly     Monthly 
Monthly Payments $
Total Cost of Borrowing: $0.00, Contact Dealer for More Information

This will provide you with an estimate to what your monthly payments should be. Special finance rate may or may not be used in conjunction with the rebate - check with your dealer for details. Other payment plans may be available which could lower substantially the payment - again check with your dealer for further details.
Special Finance Rates**
Financing is available. Contact Dealer for details.

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